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Homeownership:  Indiana

Choice Voucher Program.

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More From HUD     -
-       Emergency Homeowners' Loan Program
-       Homebuyer's kit
-       How much home can I afford?
-       Let FHA loans help you
-       How to buy a HUD home
-       Homebuying videos
-       FHA mortgage limits
-       Settlement and closing costs
-       Home improvements
-       Refinancing home mortgages
-       Reverse mortgages
-       Fair housing
-       Approved mortgage lenders

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Links     -
-       Mortgage information from the Federal Reserve Bank
-       Loan programs for veterans
-       Is Homeownership right for you?
-       Homesales.gov

Owning a home is a big part of the American Dream. Here are some resources that can help you buy, maintain and keep your home.

Getting Started
-       Housing counseling agencies - free or low-cost counseling services for buying, renting, defaults, foreclosures, credit issues and reverse mortgages
-       Predatory lending  - beware if you're buying or refinancing your home; don't become a victim of unfair lending practices

Buying a Home
-       Assistance programs  - resources and programs to help you buy and maintain your home
-       HUD homes for sale
-       Homeownership vouchers  - some public housing agencies help you become a homeowner through the Housing Choice Voucher Homeownership Program

Owning and Maintaining Your Home
-       Home repairs  - money for home improvements and repairs
-       Avoid foreclosure - don't lose your home

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Other Indiana Resources     -
-       Legal assistance
-       Help with your utility bills
-       Disaster relief and emergency assistance
-       Health and environmental information - safeguard your home and family
-       Rural housing programs
-       Indiana Real Estate Commission - regulatory agency for real estate brokers and appraisers
-       State consumer protection - consumer education and advisories

   
 
Content current as of 1 October 2010           Follow this link to   Back to Top  
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Home Repairs: Kansas
    -    
More From HUD     -
-       Home improvement programs
-       Reverse mortgages

The programs and resources listed below help homeowners with home repairs and improvements.
-       Community housing development organizations - many organizations throughout Kansas offer various home repair assistance programs
-       Johnson County home repair programs - provides assistance for home rehabilitation for eligible residents of Johnson County
-       Kansas Affiliates of Habitat for Humanity - through volunteer labor, builds and rehabilitates houses for families in need
-       Veterans Affairs Regional Loan Center - loans and grants to qualifying veterans to adapt an existing dwelling to meet specific needs
-       USDA Rural Development Office - home improvement loans and grants to low-income homeowners in rural areas
-       Community contacts - find out if your community offers home repair assistance
-       Make your home more energy efficient

Programs by City/Town
-       Atchison
-       Bonner Springs - tax rebate program for home rehabilitation and construction
-       Hutchinson
-       Interfaith Housing Services, Inc.
-       Kansas City
-       Unified Government of Wyandotte County and Kansas City, Kansas - Housing Enhancement Loan Program
-       Lawrence - offers several home repair assistance programs
-       Leavenworth - deferred loans for qualifying owners
-       Olathe - offers several home repair assistance programs
-       Overland Park - provides low-interest loans to homeowners
-       Salina - financial assistance for basic repairs
-       Topeka - neighborhood revitalization program with property tax rebates
-       Wichita - Heart of Wichita program

Other Local Resources
-       Housing counseling agencies - member organizations provide housing and income management counseling
-       Find your local Better Business Bureau - check out contractors before starting home repairs
-       Attorney General's Consumer Protection Division - if you have a complaint against a contractor
   
 
Content current as of 1 October 2010

Hello there!

I am still a married woman but abandoned by the husband and left with a four year old son and states away from family and friends and my situation is very much the same as yours.  My family and friends cannot help because of the holiday spending or not capable of helping because of limited income.  I feel alone as you do and not much help out there at all.  I can share with you that I have informed my neighbors of my situation and they have been a big help with services around the area that I live in that I was unaware of.  I have also lost 14lbs in the last three weeks since my husband left us, however I cried like a baby for two weeks straight and now I lift my head up high, take one day at a time, one step in front of the other and Trust God, Jesus said "trust no one but God who is in heaven".  It is hard going through difficult times but remember, God who is in heaven is not freaking out like we as humans do and waiting on Him is very trying on our patience but from what I have learned with Him is that He always comes in at the last minute.  What you did in the past, you need to forgive yourself......."None is Good but God who is in heaven".  There is not one of us that is perfect and God does know our heart and God knows your good intentions for yourself and children that He has given to you.   If we lived in the same state and town I would say lets help eachother because it is much easier when you have a support system.  I am here on the internet as a friend, don't feel like you are alone.  Shake off those negative thoughts convince yourself that God is taking care of business, look to Him for all things and rest in the fact that you are loved and Big Daddy who is in heaven is going to take care of you!!!!!  He loves unconditionally!  Keep your eyes towards heaven, because that is where we are going......earth is school and we are learning by the things we go through and it is not a waste or in vain.  In the New World, the joy that you will have is like taking a small measure of joy from everyone who has been born here and all that joy contained within you........Your Joy will be full!!!!  He has promised us that ......read and believe all of His promises, live them and walk them .........Remember it is the devil that has but a short time and he seeks whom he may destroy.  "He that is in me is greater than he that is in the world".  Take Care and write back if you like.

I am divorce single mother of 3 and find myself a lost of 2 jobs in the past year. Because of a mistake I made 20 years ago. I gave a homeless women some groceries and I admitted to this crime and was charge with a Misdermeaner Larcerny charge. Now, 20 years later it has come to haunt me with the kind of work I do. I am a mortgage processor/underwriter and the banking and financial institution requires you a background check. Now what I don't understand, is that I worked in this industry for the last eight years and this charge did not show up on my crimminal record until now. I am in the process of getting this exspunged but it is so old my attorney retainer fee is very expensive. I am finding it hard now to make ends meet. I am behind on my rent, lights, gas, phone,and cable is due and about to be shut off in matter of a few days. I prayed to God for relief of my situation. I asked public assistance for help but there is no funds availible. I cry every night and I'm trying to my best to keep myself together for the sake of my children. I try to remain strong for my kids and they now worry cause they see my hair is falling out from worry and I lost an extremley amount of weight. I pray that someone will read this and have empathy. I do not have family that can help me and I am alone in this situation.

The foundation of the house needs to be fixed in some areas and replaced in others. It is a older farm house but the foundation is crumbling. The roof is leaking and does need to be replaced.  The garage is in bad shape with large holes in the side and back of it.  The doors to it are wooden that slide and those are falling apart also.

The inside of the house..the floors are all leaning because of the foundation and the ceiling is cracking because of the house .  Floor joists are holding in the basement so far...but will not last long. My husband is disabled as he has broke his back a few years back. We have gotten behind on our bills so we are not able to get funding to repair plus money only goes so far.

when our son went to war in jan of 2003 our world fell apart. I was laid off, everything that could break in the house did or quit working. then my husband lost his job. We both took the war down a different path and for some reason he has kept going down the path and has since been diag with bi polor, has attemped suicide, in now in a hosp because the mental health system is so poorly funded that they had him going in  circles because not one person knew what they were doing. he has applied for disability and is waiting but this is his second trip to the mental hosp. I cant find any help with any of our utilities, or our mortgage payment. we have filed bankruptcy and it is pretty much done now but his ailment is keeping him from finding a job. he has worked hard and provided well and we are going on 30 years of marriage. where can i get some answers for any assistance.  thanks karen

I AM A 1ST TIME HOMEBUYER AND WOULD LIKE SOME ASSISTANCE IN GETTING A HOME IMPROVEMENT LOAN OR GRANT.

I would please like some assistance paying my bills and debt.  Currently I am a stay at home mom.  I watch other peoples children to make ends meet.  My husband is an automotive technichian, and we are trying to get him a custom auto body shop open.  So we would also like information and financial assistance in opening a small bussiness.  I would also like help making some home improvements to the home that my husband and I are renting to own.  We will need a new roof soon, and we would like to add on to our house as our family grows and our needs change.   I was also interested in writing a book, so I am asking for financial assistance to be able to stay home and write it, and to be able to buy the supplies needed.  We live paycheck to paycheck right now and often times we cannot make ends meet.  So any assistance or information would be greatly appreciated.

is there free grant money for home improvements I heard there is 17,500 free money.